What's New

• Free Trials! Now each account comes with a 30 day free trial. You can cancel any time during your trial without being charged, but we doubt you’ll want to.

• New Insight: The “Where Did My Money Go” insight provides a 7‑day, category-level spending breakdown and expense list. We think you’re going to love this as a weekly summary.

• Small improvement: When adding a new manual account, there’s only one dropdown to select the type of account (rather than Type and Subtype). Related to this, you can no longer edit the type of account after it’s set. If you need to change it, simply recreate the account with the right type.

Bug Fixes:

• Fixed an issue where connected Holdings information wasn’t coming through to Frank as expected.

• Fixed text issues on payment page when signing up.

• NEW Insights: We’ve released a new feature we call Insights. These are structured AI outputs we’ve built to help you make the most of Frank’s understanding of your finances. To start, we’ve released the following Insights:

  • Financial Animal: Discover your financial animal profile based on your data.

  • Estimated Monthly Retirement Income: Project your expected monthly income in retirement.

  • What Changed in My Net Worth: A 30-day review of your financial position.

• Enhanced the Overconcentration (Brokerage) Monitor: We refined this monitor with largest-holding details, per-holding listings, persistence, and migrations to ensure it’s as helpful as possible.

• We streamlined onboarding by replacing the separate Legal step with two required consent checkboxes.

• Removed the “Human Support” from navigation as it was duplicating other Support buttons already available.

• Monitors: Monitors now show more detailed information about what triggered them. For example, the Large Expense Monitor now displays the specific transaction that triggered the alert with merchant, description, amount, and date. The monitors page has has be redesigned to clarify the status and action needed.

• Other bugs and improvements:

  • Paycheck frequency selection options were updated from "Other" to "Annual" in retirement contribution settings on the Settings → Finances page.

  • Monthly expense field now requires values greater than zero (sorry, you can’t tell us you don’t spend any money every month).

• New! We’ve added a “Finances” tab to the Settings section. Here you’ll be able to enter additional financial information for Frank to use. We’ve added inputs for detailed income, monthly expense amount, retirement contributions, and credit score. You can input information for each applicable family member.

• You now show up as a member of your family, which helps provides a consistent view of your “family” when adding values on the Finances field. Additionally, birthday formatting for family members has also been refined.

• Bug fixes:

  • Refined the client agreement signature field to be clearer that input is required and should match the provided name.

• We replaced email verification links with 6‑digit OTP codes to make it improve deliverability and ease of authenticating your email when signing up.

• We refined currency inputs across account and asset forms to streamline entering currency with proper digits.

Bug Fixes:

• Corrected CD account balances that were showing $0.

Fine tuning:

• Improved the experience on the Account Connection Success page with subtle animations and refinements.

• The Frank avatar is a little more lively on the home page.

• Expanded family member relationship options with In-law, Grandchild, Grandparent, Other Relative, and Friend.

• Added manual additional account subtypes: Startup Investment and Personal Loan (Lender).

• Improved subscription preview to show user-friendly messages for invalid or restricted promo codes without noisy error reporting.

Bug fixes:

• Fixed an issue with SSO avatars causing issues.

• Fixed an issue when visiting unauthenticated routes while authenticated causing errors.

• Fixed an app crash error when registering.

• Fixed a payment issue when on the Subscribe page and using different payment methods.

• Fixed overly long account titles on Account Detail and Monitor Detail pages.

• Redesigned the client agreement for better mobile responsiveness and print layout with updated branding.

As we ramped up for official launch, we were busy tidying up a lot!

Onboarding updates: We updated our onboarding with a streamlined subscribe page, streamlined onboarding questions, and a new process to connect your first account.

New Home page: Getting started doesn’t have to be overwhelming. In addition to seeing high level stats about your account, Frank shows recent activity date and a fun quip for your enjoyment.

Monitors:

• New Idle Cash Brokerage monitor: checks if you have significant cash in a brokerage account that could be maximized in other investments.

• New Overconcentration Brokerage monitor: checks if you have a portfolio that is overconcentrated in one or more stocks.

• New Alert Emails! We now send alert emails to you when a monitor becomes actionable.

Bug Fixes:

• Numerous responsive refinements to ensure Frank us usable on mobile devices.

• Updated numerous pieces of text to improve clarity across the app.

• Your customer agreements are have been updated to include payment terms when initially signing during onboarding and when you view them again from the Settings → Compliance page.

• Improved Interests input accessibility and validation and prevented empty-interests submissions in when customizing Frank.

• Fixed a bug with Google SSO avatars causing errors.